Struggling to get approved for a car loan? These Texas dealerships make it easier to get behind the wheel, even with bad credit.
Buying a car shouldn’t feel impossible just because your credit score’s not perfect. In Texas, Buy Here Pay Here dealerships offer a solution: skip the banks and finance your next ride directly through the dealership. These lots are built for real people with real financial challenges: bad credit, no credit, past repos, you name it.
Here’s a look at 10 Buy Here Pay Here dealerships in Texas that are helping folks drive away without the hassle of traditional financing.
Coast to Coast Motors leads the pack with a reputation for fast approvals and a stress-free car buying experience. They specialize in working with drivers who’ve been turned down elsewhere, offering flexible payment options and a huge inventory of used vehicles. Their team is known for being approachable, transparent, and ready to help, no matter your credit history.
Owings Auto helps drivers with bad or no credit finance their next car through straightforward in-house financing. They pride themselves on transparency, flexibility, and treating customers with respect throughout the entire process.
Auto City Credit offers Buy Here Pay Here used car dealerships in the DFW area, providing no credit or bad credit auto financing on used cars and trucks. They have multiple locations and a wide selection of vehicles to choose from.
Texas Auto Center is a Buy Here Pay Here used car dealer in Austin, TX, offering easy financing options. They provide a variety of vehicles and work with customers to find the best financing solutions for their needs.
With locations across Texas, Chacon Autos makes car buying more accessible through flexible in-house financing and friendly service. They specialise in helping customers who’ve had trouble getting approved elsewhere, offering a range of cars, trucks, and SUVs with fair payment terms.
The Auto Cave serves thousands of customers in and near Dallas, TX, with affordable Buy Here Pay Here financing. They offer a wide selection of vehicles and a straightforward approval process.
Auto Liquidators Plus has been serving customers since 1991, offering quality used vehicles and Buy Here Pay Here financing. With locations in Dallas, Tyler, and Waco, they provide fair prices and a wide selection of pre-owned vehicles.
DriveTime is one of the largest Buy Here Pay Here dealerships in the country, with several locations throughout Texas. They offer online approvals, flexible terms, and a large selection of vehicle, making them a go-to for buyers with less-than-perfect credit.
Located in the Fort Worth area, 1st Place Auto helps buyers with less-than-perfect credit find the right vehicle fast. They offer in-house financing with no banks involved, and their team focuses on providing reliable cars with payment plans that work for real-life budgets.
Drive Away Autos offers a bilingual car buying experience and specialises in helping Spanish-speaking Texans with bad credit or no credit. With a wide inventory and easy approvals, they’re a popular Buy Here Pay Here option in the Houston area.
Why Buy Here Pay Here Works for Texas Drivers
In a state as big as Texas, having reliable transportation is essential. Whether you're commuting to work, running errands, or heading out on a road trip, a dependable vehicle isn’t just a convenience, it’s a necessity. Buy Here Pay Here dealerships give more people a path to car ownership without relying on traditional financing.
Drive Away Today with Coast to Coast Motors
If you're looking for a dealership that treats you with respect, moves fast, and helps you rebuild, not just get a car, CTC Motors is your best bet.
Visit our website to apply today or browse inventory.